Your Guide to Buying a Home

Buying a home in a hot market like Denver, Colorado can be overwhelming. But it doesn’t have to be! If you understand the home-buying process a bit before jumping in, it can help you prepare for the process.

Here is a step-by-step guide to buying a home in Colorado.

The first step in the home buying process is to understand your financial options. Find a trusted lender to help you calculate down payment & monthly payment options. Tips to get you started:

*Check your savings & credit
*Set and follow a budget
*Save for the down payment, moving costs, overlapping rent
*Talk to a lender about finance options

What type of home will best fit your needs? There are single family, condos, townhouses and duplexes (for those looking to house-hack). Features of the home to consider:

*Number of bedrooms & bathrooms
*Outdoor space or backyard
*Garage
*Proximity to work, trails, grocery

Once you’ve secured financing and understand what kind of home best fits your needs, it’s time to start viewing homes! A good agent (like me!) can help you:

*Identify ideal neighborhoods and areas
*Identify available houses within your price range, with the amenities you’re looking for
*Schedule home showings
*Put together a competitive offer
*Negotiate terms to best fit your needs

Congratulations! You’re under contract! Here’s what to expect in the coming days:

  • Delivery of earnest money to the title company.
    *Schedule a home inspection through a reputable company
    *File any objections before deadlines and negotiate any needed repairs
    *Title and HOA docs will be ordered by the title company.
    *An appraisal will likely be ordered by the lender to ensure the value of the home.
    *Shop homeowners policies for the best fit and price

Buying a home in Arvada, Denver, Lakewood, Westminster or any of the surrounding suburbs of Colorado, doesn’t have to be overwhelming. Like anything, if you prepare and understand the process, ask questions when you have them, and find a good team to work with – the process should be a good one! Happy Hunting – and reach out if you’d like to find your happy home!

Published by happycatie

It all began 20+ years ago, in high school, when a boy met a girl and fell in love. Big parties, summer vacations, a big red jeep. Happiness came easy and was plentiful. Ah, but youth is wasted on the young and so the boy and girl went their separate ways.... Fast forward through college, first & second apartments, trips around the world, motorcycle accidents, moves to different cities, jobs and more jobs, starting a company, falling for two horribly wrong people which led to two broken engagements, then reuniting with each other, moving to Colorado, starting another business together. Yup, that about sums it up. Oh That leaves us, Catie & Mike, 20+ years later. We saw the world apart & now are venturing through, exploring happiness together. From creating new tastes in the kitchen, to venturing to new countries, hiking, biking or skiing, tourino craft brews, entertaining friends and family, to upgrading the house, or flipping and gutting an investment property, it's us, enjoying the ride. We're not making up for lost time, we're just not losing any more of it. And so our happy adventures begin...Follow us at happyandweknowit.com

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